Week One – Additional
Posted: Sun 7 January, 2007 Filed under: Domestic, Five Year Plan (now Ten), Getting Organised 2 Comments »As it turned out (I’d written the original “Week One” post on Friday, knowing we were busy yesterday) there were/are some alterations to make to the post about the last week.
First of all, because we were viewing three houses today, I didn’t end up going to the Archery. Just one of those timing things, it simply wasn’t to be. I’ll go next week instead – checking out houses was more important.
Secondly, the IFA called up on Saturday morning to let us know that we now have an Agreement in Principal on a mortgage – and that the maximum that they’ll loan us is an amount that is frankly so ridiculous I can’t believe it. In fact, the maximum amount is roughly double the amount we were actually looking at getting.
Obviously that doesn’t mean we’re going to suddenly be looking at places at the top end of the bracket, because we’re not looking at doing anything that involves hocking ourselves to the hilt, or making life more hectic. But all the same, it was pretty surprising, being told that we were quite that eligible… We’re now waiting for some more information about just how much the repayments are for the amounts we’re talking about.
Anyway, this weekend we’ve now seen six (I think) houses, with one ‘probable’, two ‘possible’s and three ‘yuck’s. Could be worse, I guess.
The ‘probable’ is fantastic, but has some questions that need answering. We’ll see what happens over the next few days, as those questions get asked. But everything’s coming together, and Week One of 2007 is looking like the start of a year that’ll become more and more promising.
Week One
Posted: Sun 7 January, 2007 Filed under: Domestic, Getting Organised 2 Comments »So, that’s the first week of 2007 over and done with.
In that time, we’ve started the entire mortgage application process, and yesterday we went to see the first house we’ve been interested in. Yep, proper viewing and everything. Most bizarre.
One piece of good news, according to the IFA there’s several mortgage lenders who don’t see the fact I’m a contractor as being a major problem – and in at least one case, they don’t see it as any kind of issue at all – which is fantastic news from the perspective of our application etc.
And this afternoon I’m going to be off to suss out a local Archery club – time to dust off that compound bow I’ve got and get back into it all properly.
So yes, all things considered, it’s not been a bad week at all.