50

Fucking hell, I’m 50.


Re-Identified

For some reason, this year has involved renewing both of my primary forms of ID – a few months ago it was the passport that got done, and I’ve now had to do the driving licence as well.

In fairness, both processes have been pretty painless, and made much easier through technology – the passport had some issues with uploading a new photo (because I wear glasses, and photos without a reflection on the lenses is *difficult*) but it’s all involved a lot less hassle than one would expect.

The driving licence also pulls through the photo from the passport process (although the reverse doesn’t apply, weirdly) but it needed a lot more linked information than I expected – for example, why does my driving licence renewal require me to know/remember my NI Number? I’d already connected it to the passport system/number etc. for verification, so that seems like an unnecessary extra step, really.

Still, it’s all done, the new licence card arrived promptly – and well within the quoted two weeks – and the old one got cut in two and returned.

I now shouldn’t need a renewal on these things for another decade. How time flies, and all that!


MoTivated

Today, the car got its annual service, and also passed its MoT for this year. All told, a much better process than last year – and, of course, a lot cheaper!

I did take it back to the same dealership to get things done, and they’re still as shambolic as ever, insisting on filling every slot in the workshop, rather than leaving anything free for people who need work (for example, if the car had failed the MoT today, they’d have had to book me in for work to be done, rather than having availability on the day)  It’s a farcical situation – and similar to the bullshit system my GP is currently operating – and takes no account of things failing, or accidents happening.  Deeply annoying, to say the least.

The thing is, despite me raising it every time I deal with them, they just don’t seem to understand that the servicing side of the business is just as much of a sales tool as any of the people on the shop floor (most of whom seem to spend their days just farting around, but that’s beside the point)  The company – in this case, Kia – make a huge thing of their reliability, of their seven-year guarantee (so long as people follow the service routine, of course) which is great. But when I’m faced with a constant “Oh no, we can’t do [the work] on [that date], you’ll have to book something else” attitude, why on Earth would I buy a car that ties me in to that even more?

It’s something that would be so simple to fix – and something I’ve been told that they’ll try, but I’ve been being told that for three years now – but there just seems to be no real inclination to do it.

Still, my little car is doing OK, and as and when it does die, I just won’t get another Kia. Their loss long-term, not mine.


Non-Emergency

Back in early 2021, I did something stupid to my knee – still no idea what – which I didn’t take overly seriously.  It was sore enough that I did use a knee brace – particularly overnight – but it didn’t incapacitate me or anything.

Anyway, it turns out that the brace is quite possibly the worst thing I could’ve done, as it allowed things to heal incorrectly and so on.

The knee still plays up – but it’s intermittent. When I first stand or move, it’s sore as fuck, but then it eases off. I’m still fully capable of walking miles on it, but it’ll hurt significantly the next day, or if I then stop and leave it in one position for a long time (for example, driving home from wherever)  Having talked to others with a similar thing, and doing some research, I think what I managed to do was a meniscal tear – basically ripping some of the meniscal membranes in my knee.  Ooops.

Honestly, it’s pretty certain now that there’s not going to be much I can do to improve it. It’s as healed as it’ll get.  But I’d like to get a proper diagnosis of it, in case I’m wrong – I’m only basing this so far on personal experience (of my own damage, and the stories of others) and Dr. Google/Wikipedia, so it’s quite possible that I could be wrong.

However, getting that diagnosis is proving problematic.  It’s not an urgent thing by any chalk, but that’s an issue. My GP surgery are still only taking bookings on the actual day, so it’s a free-for-all of calling in at 8:30 in the morning in order to get a slot that day.  And honestly, I feel guilty at that point about trying to get a slot that could be better used by someone with, you know, something actually important/urgent.

It really is a massively fuckwitted plan. I don’t understand why they can’t do it so that at least one of the GPs in the practice is doing non-urgent bookings for even one day a week.  (Or balance the load and have a rota of who does a non-urgent day, or even week as a break from the urgent daily shit)

As it is, in this case I don’t honestly know that the GP would even be the best thing – all they’re likely to do is say “Oh, that’ll need an X-Ray/MRI” and refer it to the local(ish) hospital anyway.  So maybe it’d be better to go direct to what used to be the “Minor Injuries” clinic, so I can get a scan straight away. But “Minor Injuries” is now somehow “Urgent Care” (which is somehow different to “Accident and Emergency”) and that has the same effect on me – it’s non-urgent, and there are people way more in need of treatment than I am.

I’ll get round to it in the end, I’m sure. But in the meantime it’s a situation that is utter, utter bollocks.


September Restart (Hopefully)

So, yes, I’m still alive. There’s been a bundle of stuff going on that isn’t blog-friendly (or even interesting) and August has been it’s usual shower of shit.

I don’t know why it happens, but it does, and it’s not a conscious process at all.  But I’ll have about two weeks where pretty much nothing goes right, and it whacks my brain hard, and then I realise that yes, yet again, it’s bloody August.

Obviously this year I also got slightly walloped by July, but well, who’s counting?

As is obvious, I got through it all – and in fairness, it’s nothing major that’s been occurring, I’m still in the same house, same job, nothing epic has altered.  But it hits me hard anyway, like I’ve had enough energy to keep going ’til now, then I just feel like I’ve been slammed into a wall, and there’s little to no time or energy to do anything for a few weeks.

So anyway, yes, September. Let’s see how things go from here…


Credit Clusterfuckery

Over the last few years (well, really since the bankruptcy) I’ve kept a fairly close eye on my credit score – mainly using ClearScore (who use Equifax data) and CreditKarma (which used to be Noddle, and use TransUnion’s data). Both services are free in perpetuity, and have done a pretty good job so far.

Anyway, back in 2019 I’d put a few things on credit (intentionally) and then merged it all onto one interest-free balance-transfer card which gave me a longer term to pay things off.  And my credit score went super-high, and has stayed there since.

In the last couple of months, I’ve completely paid that off, and all my cards now have a zero balance – which is a pretty good feeling, I can’t deny.  It’s always been well within my means, but still, it’s nice to be completely clear.

However, that’s had a significant knock-on effect on my score – because I owe nothing, my credit score has dropped by about 10% this month.  I know it kind-of sort-of makes sense, that they ‘can’t gauge my indebtedness’ if that figure is zero, but it also means that I could utilise 100% of my income to go into credit, yet somehow that’s less valuable. As is, of course, the perfect record for borrowing and paying back.  (Albeit without paying any bloody interest whatsoever)

All of which goes to show, yet again, that credit-scoring really is a monumental load of old bollocks.


Jabbed 2

On Friday, I got my second Covid vaccination jab.  It wasn’t supposed to happen ’til 1st June, but as I live in the perineum between two hotspots of new-variant Covid increases, I’d decided to bring it forward a couple of weeks. (And obviously was allowed to do so via the NHS system)

As with last time, the entire process was quick and efficient, and went really well.  The biggest downside was that the nurse managed to stick the needle right into a clump of muscle tissue/fibres, which hurt a bit more than the usual one. “Oh yes, I did see it twitch”, she said afterwards when I commented on it.

Not, of course, that it matters a damn. If that’s the worst of what happens to me, I’m pretty fine with that.

Interestingly, this time I’ve had absolutely no side-effects at all – not even a sore arm.  And again, I’m not complaining about that at all.  It’s just it’s a bit odd, considering how many people seem to suffer those side-effects.

And it also triggers that little paranoid part of my brain that says “Well, if you’ve not even had any soreness, how do you know it’s worked, eh?”.  Which is bloody ridiculous, but still a thought process that’s been happening.

Anyway, it’s all done now – unless the PowerClowns decide we need a booster jab in the autumn/winter, of course.  But for now it’s done, and I am (or at least I will be) as protected as it’s possible to be.  Of course, that won’t stop me from wearing masks and so on – I think they’re going to be here for a while still – but it is good to know I’m doing what I can.