So, while D4D™ was celebrating turning ten , my own life was getting changed too.
I spent the morning in county court (technically two county courts, but more on that in a minute) declaring myself bankrupt. It’s a huge decision, but it’s the right decision for me. I’ve been thinking about it for a couple of months, figuring out all the options (or lack thereof) and what they meant for me.
It’s been a tough ride, this year. I’ve lost a relationship with someone I really cared about (and still miss), moved house, and changed jobs – including one contract boffing out on me and costing me quite a bit of money, although that change meant I was available for the job I’ve got now, starting with a contract and going permanent. And of course all of those changes just kept on adding kicks to the finances.
I don’t blame anyone else, or put the responsibility for it at any door other than my own. I’ve tried balancing and juggling things all year – probably longer, if I’m honest – but it’s been getting harder and harder.
Anyway, today was the day. I’d checked with the Insolvency Service which court I needed to go to (I live pretty much halfway between the Bucks and Beds county courts) and they’d said Milton Keynes. So I got there, and they said I was in the wrong one, and needed to be in Bedford. Nightmare.
Anyway, Bedford court were really impressive, and it all went really smoothly in the end. I went through the process – scarily, they’ve had over 140 others this year already- and everything was signed and typed up within two hours.
I know there’s a long way to go yet, and this is just the first step. I know it’ll take time to get properly sorted – at least a year – but this is A Good Thing.