Crunch/Scrape

Today I had my first ‘crash’ involving another vehicle. (I’d only had one other incident before, but that was an icy road in Norfolk, nearly 13 years ago, and it was only me involved) Before anything else, I’m fine – the car’s got a scraped body panel, but it was all fairly low-speed, no air-bags needed, no injuries, nothing.

As it was, I’m almost certain the responsibility wasn’t mine – although the other driver insists it was my fault, so I’m just letting the insurance companies fight it out.  Basically though, I was in the correct lane, the other car was merging in and for some reason expected me to give way. We’ll see what the insurance people say.

It was at a new-ish junction, and the signage isn’t the easiest to understand, but I’ve driven it enough times that I know how it works. (Although the other driver also does it fairly regularly, so should know better! 🙂 )

Using the photo below, I was turning right out of Mike Griffin Way. You can be in either lane (which is fucked up in the first place). If you’re in the left-hand lane then that becomes the direct route; the right-hand lane has another turn-off (the rough equivalent of a hairpin turn) and then merges into the direct route.  It was, in short, designed by a fucking idiot.

The junction – click to Embiggenify

So I was in the left-hand lane having come out of Mike Griffin Way, with the other car in the right-hand lane. And at the merge (top-right of the image) they decided to pull into the left-hand lane. No indication or anything, just pulling in.

Fortunately, I was aware they were there, and as they pulled across I was already braking hard and sounding the horn to let them know I was there. But still, impact. Rather than blocking the road, we went up to the nearest layby, pulled in, did the whole exchange of details, photos and so on, and then got on with life.  I’m happy with how I did everything – making sure they were OK, but also getting names, details, numbers, registration plates etc., and ensuring that they got mine as well. Basically, I didn’t want there to be any chance of miscommunications, or “he just drove off” accusations.

Because there’s been no injury, no road blockage etc., the police haven’t needed to be informed (another thing I also checked with the insurance company, to make sure they were happy with not having a police incident number or anything) and I’m quite happy to not have to involve them..

I don’t yet know what the outcome will be. My car’s OK, it’s got some nice new scratches and a dent, but it’s perfectly driveable, and I don’t know if I’ll even bother getting the scratches repaired. My insurance shouldn’t be affected (even if they decide it was my fault) as I’ve got a protected 10+ year No Claims Bonus, which means I could even have another accident (not that I’m planning to!)  before even beginning to worry on that score.

We’ll see what happens, but all is good so far as I can tell. I wouldn’t recommend it as a way to spend an afternoon – but equally, things could have been *so* much worse in so, so many ways.

 


One Comment on “Crunch/Scrape”

  1. Blue Witch says:

    Sympathies. There but for the grace of [insert deity of choice] go all of us.

    Sadly any reported incident, regardless of blame or attributable fault, or protected NCB, or money claimed, does push up premiums.

    However, if you were on the main road, you should be in the right. But I’ll bet they will do it ‘knock for knock’ (so you might as well get your damage repaired).


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