D4D

I may not agree with what you say, but I shall defend to the death your right to say it.

Archive for the category “Driving”

Annual Car Costs

The start of October is expensive when it comes to the car, because it’s the anniversary of when I bought it.

So first there’s the renewal of the vehicle tax, although happily that’s not a big expense at £30 for the year.

Then there’s the insurance renewal, which is always a fun dose of bureaucracy and weirdness. And at least that one is an expense that’s spread through the year – I could do it in one payment, but find I usually can’t be bothered.

And then of course there’s the MoT test. Never fun – even if it passes with no problem, you’ve still spent time beforehand worrying about what’ll happen, and figuring out as many of the financial permutations as possible.

Last year, it passed the MoT OK, with just a couple of advisories – although one of those was about the brakes needing attention next year. So I knew that was going to come up, as well as the MoT and a service – which makes it all already Not Cheap.

Luckily though, that was it. I got one small advisory for this year, but absolutely nothing else to worry about. I suspect the clutch is likely to die sometime this year (although I said that last year too) which’ll be an expense at some point.

But for now, it’s all sorted, and my wallet isn’t as light as it could’ve been, so I’ll take that as a positive…

 

Reinsuring

The world of Car Insurance is very, very strange.  I truly don’t understand how it all works.

My car insurance is due for renewal in October, so I recently received the renewal gubbins from my current insurer.  They’ve put my insurance up by £60 for the year.  Bear in mind, I’ve not even spoken to them all year, let alone made a claim, and I’ve now got another year’s no claims discount as well.  And yet it’s gone up.

So I shopped around, doing the usual comparison website thing (Meerkats rather than opera singers) and got one that’s actually £120 cheaper than what I was being offered by the current insurer – and with slightly better cover.

Brilliant, I’ll sign up and do that.  Job done. And this is where it all gets weird(er)

My new insurer is actually one I used a couple of years ago. So when I log in to their ‘self-service portal’ to see my new policy, all I can see is the details of the old one. Fuck sake.  (It looks like the policy is actually tied to a combination of my username and password – so I can change password, and now view the new details instead – but I didn’t know that at the time)

So first things first, I call my current insurer to tell them I won’t be renewing with them. It’s the usual automatic phone gubbins, and gives the name of the insurance provider – let’s call them ABC Insurers, for the sake of argument.   I give the correct information, go through, tell them I won’t be renewing, explain why, and it’s as easy as that.

Then I call the new insurers. Who are also using ABC Insurers.  So I go through the correct information for the new insurance, get things sorted, get the documents emailed to me, and it’s as easy as that.

But it’s weird – I’ve used two different companies (well, two different front-ends) and given them the same information (obviously) but one faction is offering me a significantly better deal than both the one I’m on, and the renewal quote from the one I’m on.  But they’re both the same company underneath!

How the fuck does that make sense? Offering the same person two completely different prices (and slightly different packages/benefits)  Why not allow my current insurer to offer the same price as my new one?  It’s all just a bit bizarre.

Meatopian

As usual, my September is looking like it’ll be my normal levels of silliness, with lots of travel and so on.

And also as usual, it started with Meatopia, a festival of various barbecued meats. It’s one of my favourite events of the year – and this time I was at all three sessions. Because I’m a complete lunatic.

I had intended to be more sensible – going down for the Friday was still silly, but I’d intended to then park up at Barbican on Saturday, have a hotel on the Saturday night (being able to collect my bag from the car at Barbican on the way, and deposit it on the way back before Sunday) and then come home.

But then I checked the football schedule – and it turned out that Arsenal were playing at home on the Sunday. Not usually relevant, but when driving back on the Sunday, it would’ve shoved me right through all the traffic and people at Highbury, which would add at least an hour to the drive. And frankly, sod that.

So it meant a change to plans, and instead doing my usual thing, parking in Very North London, Tube to Euston/Angel, and walk to Tobacco Dock.  Yes, I *could* have still used the hotel, but it meant that all the travel to and from the car to drop off clothes/bag etc. would’ve made it a lot more hassle and a lot less fun. So it was ‘easier’ to travel further, but on my terms and with less general fucking about.

All told, as well as a ridiculous amount of food, it meant I did six walks of 6km, as well as further walking on-site and so on, so all told over Friday, Saturday and Sunday I covered no less than 44km (27 miles)

Meatopia was totally worth it again, and I’ll be there next year.

Incompetents (Part Two)

Following on from the other post about people (or at least politicians) not thinking things through, the other one is/was about the EU’s new plan for all new cars to be fitted with speed limiters from 2022.

Speed limiters are – in some circumstances – a really good idea.  If the limiting was in place for areas with lower speed limits – the areas with speed limits of 20,30, 40, and perhaps even 50mph – then that would be good. I see so many people speeding in those areas.  I still think it’d have its problems, but this would at least help.  (I’ve said before that I have my reservations on this in the 50mph average speed limit areas currently in place on a lot of motorway work areas)

If, however, it’s something that is brought in universally, for all roads at all limits, then it’s idiotic – and again, shows a lack of understanding when it comes to people, business, cars, driving, and umpteen other things.

The first thing that occurred to me when I heard this was that a goodly portion of police (or council) funding is generated or paid for via speeding fines and the like. If speeding is hugely reduced by automation and limiters, where will that money and funding  be coming from?

For another thing, if everything is limited to the national speed limit, it’ll reduce people’s desire/drive to pay more for larger/faster vehicles. If you can get a basic [car model]  that’ll do everything and can go up to the speed limit where it’s limited, why would you pay two or three times the price for a performance version of the same [car model] that can’t do anything extra, that can’t go faster or perform better?   (Personally I don’t see much point in these super-performance models anyway, but that’s not the point here)

Again, I like the idea of auto-limiting speeds/cars in slower and busier areas. But making it a universal solution seems to have missed a fair number of knock-on issues, with no clues or hints about how to actually fix them.

Poorly Sick (part two)

Last week’s “Poorly Sick” has continued on for the last week – although also not helped by my own general idiocy.

On the Tuesday, while coughing my lungs out (mmm, tasty) I drove up to Manchester to see friends, and then go with them to see Massive Attack at the Manchester Arena. And then drove home afterwards, like a friggin’ lunatic. By the time I got back – Wednesday morning, 2:30am – I’d twatted my ribs with the coughing I’d done, and felt fairly rough.

Wednesday was spent at home feeling ropy (while also getting enough work done to keep people happy) and Thursday I was on-site down in Chesham.  I was feeling shitty enough there (and cold enough, the office being ridiculously cold) that I left at lunchtime and came home to thaw out.

Friday was also quiet, spent mainly at home.

Saturday was a trip to London to meet another friend and see “When we have sufficiently tortured each other” at the National Theatre (Spoiler : Don’t bother, it’s cobblers)

And then Sunday was another daft day-trip, this time down to the edge of Somerset to see other friends. And back home the same day, getting back at midnight on the dot.

So yeah, a week of being comprensively unwell while still being daft.

Hopefully things are back to a more even keel this week, but time will tell.

Poorly Sick

It’s that time of year again, where I pick up a cold/flu bug and feel like crap.  I think it’s just a cold, although last night I was shivering in bed while also being roastingly hot, so who the hell knows.

Of course, it’s also in a week where I’m stupidly busy and doing a bundle of driving. So that’ll be fun.

Anyway, we’ll see how it goes, and hopefully I’ll feel better before long.

In the meantime, bleurgh.

Night Mode

One of my favourite things on the Saab was a thing called “Night Panel“.  It was a simple button, but turned off all the instrument illumination except for the speedometer.  Even the speedometer range was reduced – I think it just illuminated 0-80mph, although it activated the full dial if you went past 80. All the other dials went to black, and the needles to zero. (Which was weird to see in daylight, but made sense at night, because if it’s not lit, why would you need the needles to be indicating anything?)  If anything goes wrong, the night mode is cancelled, and everything revives to display the problem – low fuel, high temperature, warning lights, whatever.

That sounds pretty basic, and not a lot of use – which was kind of true. But it was great if you were doing a long drive at night, and I found that it significantly reduced eye strain and so on.  Originally it was just a gimmicky thing, but I found I used it more than I expected to.

Until recently, I’d only seen it on the Saab, and couldn’t understand why other manufacturers don’t have the same thing.  (I feel the same about the little plastic clip at the side of the windscreen that could be used to hold parking tickets and so on)

This week, though, I’ve had to use two different Hyundai cars, and they’ve both had little Night Mode buttons. Not as comprehensive as the Saab one, it still turns off the majority of the in-car dashboard illumination, and makes for a nicer night-time driving environment.

And again, I wonder why other manufacturers (or at least those whose cars I’ve driven) don’t do similar things.

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