At the moment, I get a *lot* of spam about property investment – probably an average of five to ten a day. I don’t know why it’s suddenly this subject, but it’s definitely noticeable.
Student flats in Hull, Hotel rooms in Leicester, Apartments in Liverpool and Manchester, and even some overseas stuff. I don’t pay attention to it, but it does make me think.
Basically, what kind of idiot (or lunatic) is going to decide to invest in a property, based on receiving a spam/junk email? It’s a huge amount of money, however you look at it.
I mean, obviously people do fall for this crap – the spammers/scammers wouldn’t bother sending it out if they didn’t – but I can’t deny, I figure that the people who do so pretty much deserve everything they get.
It’s no secret that I tend to assume people with dashcams are usually shit drivers. Obviously that’s not always the case, but in my experience it’s predominantly true – as though there’s an attitude of “Well I’m perfect, and it’s all these other idiots on the road” or something.
I also know that it’s now far easier to upload one’s dashcam footage to report driving offences when the police haven’t been there.
What I do wonder is how many people self-incriminate on those uploads? For example, if one were to upload video of someone undertaking on a motorway, only for that footage to also show that the reporting driver had been middle-lane-hogging for the previous ten miles, and thus being at least a partial cause of said undertaking…
And no, this doesn’t involve my own driving. Just something I noticed occurring in front of me on the M1 this morning, and then started thinking about the extrapolations.
The world of Car Insurance is very, very strange. I truly don’t understand how it all works.
My car insurance is due for renewal in October, so I recently received the renewal gubbins from my current insurer. They’ve put my insurance up by £60 for the year. Bear in mind, I’ve not even spoken to them all year, let alone made a claim, and I’ve now got another year’s no claims discount as well. And yet it’s gone up.
So I shopped around, doing the usual comparison website thing (Meerkats rather than opera singers) and got one that’s actually £120 cheaper than what I was being offered by the current insurer – and with slightly better cover.
Brilliant, I’ll sign up and do that. Job done. And this is where it all gets weird(er)
My new insurer is actually one I used a couple of years ago. So when I log in to their ‘self-service portal’ to see my new policy, all I can see is the details of the old one. Fuck sake. (It looks like the policy is actually tied to a combination of my username and password – so I can change password, and now view the new details instead – but I didn’t know that at the time)
So first things first, I call my current insurer to tell them I won’t be renewing with them. It’s the usual automatic phone gubbins, and gives the name of the insurance provider – let’s call them ABC Insurers, for the sake of argument. I give the correct information, go through, tell them I won’t be renewing, explain why, and it’s as easy as that.
Then I call the new insurers. Who are also using ABC Insurers. So I go through the correct information for the new insurance, get things sorted, get the documents emailed to me, and it’s as easy as that.
But it’s weird – I’ve used two different companies (well, two different front-ends) and given them the same information (obviously) but one faction is offering me a significantly better deal than both the one I’m on, and the renewal quote from the one I’m on. But they’re both the same company underneath!
How the fuck does that make sense? Offering the same person two completely different prices (and slightly different packages/benefits) Why not allow my current insurer to offer the same price as my new one? It’s all just a bit bizarre.
At the moment, there’s an advert on TV for Just Eat, and it freaks me out a little bit.
There’s one part of it where they talk about people “ordering their usual”, and doing so at a specific time – implying that it’s the same thing every week. And that just weirds me out, that there are people out there who do the same thing every week, who eat the same meals with little to no variety.
At the same time though, it’s odd in other ways. I’m just as bad at being uninspired when it comes to meals and so on – but that’s when I’m just cooking for myself. If I’m paying for it (i.e. a takeaway, a restaurant meal or whatever) then I’m going to go for random stuff that I fancy eating.
So I think it’s the combination – that there are people who are paying for their meal and still only having the same thing at the same time – rather than *just* that it’s the same thing every time.
Anyway, it weirds me out – even though in some ways I’m also a massive hypocrite about it, as I’m semi-guilty of the same thing, but only in the privacy of my own home…
At the moment, my daily drive is on the M1, which has roadworks on it through ’til mid-2022. (Yes, it’s a joy) Throughout those roadworks there’s a speed limit of 50mph, which is monitored by average-speed cameras. And as I’ve been going through them, I come more and more to the conclusion that the average speed stuff isn’t actually all that safe.
More accurately, I don’t think they’re that safe when it comes to British drivers, and the habits that a lot of them have – which don’t appear to be the same as those of drivers in other countries.
The main problem with averaged 50mph limits is that it means everyone is driving at the same speed – cars, vans, HGVs, all at 50mph (or close to it) That means that the British-normal of last-minute lane changes for junctions are nigh-on impossible (although that doesn’t actually stop people from trying it) Instead, you need to be aware of the other lanes, and plan to be ready for the junction far further in advance.
Additionally, British drivers being what they are, turn off their brains completely when in average-speed areas, and will just stick to a particular lane with no regard or understanding of anyone around them, or of moving over into empty space to allow others past. On any given day, it’s terrifying to see just how many drivers are there, zoned out, sat in the outside lane and overtaking two lanes of fuck-all.
All told, it adds up to a whole bundle of unsafe situations at any given time of day. I can see (and have seen) people doing this shit at 6am, at 4pm, at 10pm, and at 2am. It just seems to be the way things are in these situations.
Fun and games, fun and games.
I regularly drive through Woburn, and at least a couple of times a week I’m amazed at how lazy people are, even when it comes to their own safety.
In the case of Woburn, there are two zebra crossings within a very short stretch of road. There are good reasons for this – the road is usually busy, and fairly fast. But people still cross away from the crossings, where it’s apparently “more convenient” rather than walking a tiny way to the crossing where cars *have* to stop for pedestrians…
The first one looks like this…
This is where most people cross – and you can see the markings for the zebra crossing at the top of the photo (the zig-zags, for non-UK readers) Note also that this is just after a busy crossroads, so has any number of vehicles coming round corners and paying far more attention to other vehicles than to pedestrians. I measured it on Google Maps – it’s 30 metres from here to the crossing. Not even a minute’s walk. (I’ll also note that all the people avoiding the crossing are able-bodied, so it’s not like they can’t walk that distance.)
The second one (slightly further up the road from here, after a tight choke-point and just round the corner so out of view from this one) looks like this
This one is a bit harder to see – it’s a bit further, at 45m from where people actually cross – but it’s still there, with markings visible across the road. Here, people cross from the pub to the hotel and back – and again, with parked cars on the right, an extremely tight road with drivers focusing on squeezing through rather than on pedestrians, people trying to park (or turn into the various lanes and archways along this bit) rather than walking that 45m to be able to do so safely.
I know people in general are lazy bastards and so on, but really, it utterly amazes me just how many (and even more so at school times, as there’s a school just back from where this shot is taken) are prepared to ‘save’ time waiting for a space in traffic and then risk their all to cross the road, rather than walking that tiny distance to do so safely (and actually usually more quickly than waiting for that gap!)
I don’t know if they don’t see the crossing, that they’re blinkered to just going straight across the road instead, or if they’re all just fuckwit examples of Darwinism waiting to happen. Either way, it is (to me) a gobsmacking way to live.