Driving Change – Update/At Last

At the start of November, I had to buy a new car, and used Cazoo to do so.  Today, I finally received one.  It has been a long process!

The first one I bought (a Kia Optima) was due to be delivered on November 6th.  That day, after the delivery slot had closed, they called and said “While we were checking it, we found a problem with the rear bumper, so we need to respray it.  No, I don’t know how long it’ll take, I’ll call you back“.  (Spoiler : They didn’t call back)  Not a great start to things, but… OK, I guess that at least they’d checked it.

Time went on. They came back a few days later, still saying “There’s a problem, we don’t quite know how long it’ll take“. I kept getting “we’ll let you know [in a couple of days time] when we know more” (which they never did, I had to call each time)  We got to two weeks late, in which time “a problem with the bumper” had turned into “a problem with the gearbox” (on an auto box with less than 30,000 miles on it?!?) had turned into “we need to replace the gearbox, and don’t know how long that’ll take“.

At that point, they decided to take the Kia off-sale, and refunded my money.  Which was deeply annoying. Understandable in the circumstances, but annoying all the same.

However, they offered a discount on another purchase with them (and had already offered a day-rate for inconvenience and travel costs) so I stuck with it, and ordered another car – this time a Vauxhall Insignia of similar age, and similar low mileage. (Under 20,000 miles for a seven-year-old car)

Thankfully, that one arrived today – and all seems to be OK so far. It’s had a small (in my terms) test-run to  make sure it’s not totally rotten, and it’s going to get some testing over the next couple of weeks. (In that we’ll be covering a mileage in two weeks that is on a par with what it’s been doing annually so far!)  As with the Kia, I’m as protected as possible – if it’s shit this week, it can go back with no penalty. From there it’s got a year’s warranty including Roadside Assistance, and it’s been paid with a credit card for that Section 75 protection.

Mind you, at the moment I wouldn’t recommend Cazoo to anyone.  I’m hoping that this second purchase might ease my dislike of them – but the entire experience has been an utter, utter shambles. I suspect that they’re OK so long as everything runs smoothly and to the script, but as soon as things go awry they’re all at sea and nothing short of fucking useless.

  • To date, there’s been absolutely no apology from them for pissing me about.
  • They assigned someone as a “case manager”, but it took a week to even discover that. Additionally, there’ve never been any direct contact details – everything goes through their generic customer-service email account.
  • That “case manager” couldn’t manage their way out of a paper bag.  They had absolutely no understanding of things, and were strictly stuck to their script with zero flexibility.
  • That “case manager” has also completely failed to escalate things as they got worse – or at least, if they have escalated, that’s never been made clear to me.
  • The daily rate for “travel costs and inconvenience” was fairly pathetic at the beginning, and Cazoo then tried to reduce it during this whole process. (Sadly – for them – they’d named the rate in their early emails, so they were knackered on trying to reduce it)
  • However, for some reason they’ve wanted receipts to prove I’ve had travel costs – God knows why, just paper-pushing bean-counters – and that caused real confusion with the case manager.  No matter how many times I explained that I wouldn’t get a receipt until I’d paid for the extended car hire (and that wouldn’t happen until I’d taken delivery of a new car) we were stuck on the “But we need a receipt” loop.
    I ended up going to the hire company and closed off one hire (and then started a new one) in order to get that receipt.  Utterly farcical.

There’s still going to be some stuff ongoing in this – yes, they’re paying the daily travel costs rate, but that’s less than half the cost of the car hire I’ve had to have while they’ve been pissing about. I’ve been reasonable, in that I originally had a week’s rental to cover over the first delivery date and I won’t include that initial period in what they need to repay.  But the subsequent three weeks hire have been entirely down to Cazoo messing things about, so I feel it’s only fair for them to pay for that.

So once I’ve paid for the final week (this Friday, assuming that the Vectra stays being decent) then I’ll send the receipts and an invoice (less what they’ve already paid) to them. From there it’ll be interesting to see what happens – I know what my expectations on it are, but we’ll see.

Right now, I’m just hoping that everything is now as done as possible. This month has been a ton of unnecessary hassle, and it’d be good to end the year with no further fuckery.


Misunderstanding

Back in February, I got a specific credit card with two years of 0% interest on balance transfers.  It’s all been good so far, and I”m down to about a third of the original balance, which is how I wanted things to be.

But today I got an email from them saying “Your promotional rate is expiring at the end of the month“, and talking about the money transfer rate. Which seemed a bit odd – and very early.

So anyway, I called them up to find out what was going on, and it turns out that (unsurprisingly) I’m a bloody idiot.

Turns out that the card also had a zero interest deal for money transfers – which aren’t, as I thought, the same as balance transfers. And that’s the rate that was expiring. I’m sure I should’ve known the difference between money and balance transfers, but in that general “What the fuck?” phase of things, I conflated the two things into one.

So anyway, all’s fine. And my acknowledgement of my own idiocy at least made the call handler laugh, so there’s that.


Unhelpful Timings

The one downside of the whole “need a new car” thing is that I’d only recently sorted out all the MOT, Servicing, Tax, and Insurance Renewal for the current car.  Which is, to say the least, a bit annoying.

Thankfully, the MoT hadn’t needed too much work – simply realigning windscreen wipers and headlamps, no major stuff at all – but still it’s annoying to have done all the stuff for ensuring it’s mechanically OK, only to then have something unchecked go ker-fut.   (OK, *start* to go ker-fut!)

The insurance renewal is a bit more of a pain. I could make alterations, but I suspect that the massive difference in vehicle values might make it ridiculous.  So I might have to cancel the newly-renewed policy – I know what that will cost, and it’s doable.  And before I make a decision, I’ll find out what the costs will be, so I can properly evaluate the pros and cons.

Again, things could be far, far worse. It’s just annoying.


52

Fifty-flippin’-two.  Blimey.

Onwards and upwards, as always.


Changes, Privilege, and Good Fortune

Every so often, in situations like this week’s need to organise a change of cars, I sit back and realise just how lucky I am.

Ten years ago I was just out of my official bankruptcy period, with another five years to come with it still on my credit record. I was doing OK, but something like this week would still have made life interesting. (As it was, I did have to go through a car change while in that bankruptcy period, but thankfully got through it OK because the administration people were excellent)

It’s taken a long time, but everything since then has been in a positive direction, and I’m happy with it all.  It leaves me somewhat gobsmacked that now I can again pay for a car on a credit card (and once everything’s gone through, I’ll move it all to an interest-free balance-transfer card)  with no real hassle.

Hopefully the new car will also not need anything major for a while (fingers epically crossed!) which will also help a lot.

Obviously, it’s more debt than I’d ideally like to be in – but it’s feasible/affordable, and I can sort the rest.  It might even give me some impetus for getting some other things off the ground and get some extra income that way.  We’ll see.

Regardless though, it’s good to have these occasional reminders that I’m fortunate enough to be in a good place, and simply appreciate that simple fact.


Festerous Advertising

Bah Humbug“It gets earlier every year!”

We’ve entered November, and it seems like all the advertisers have gone “Fucking hell, Christmas is coming!“, so it’s all turned into a retail frenzy of fuckery.  They’ve already thawed out Mariah Carey and Michael Bublé (Or “Mickey Bubbles” as I tend to call him) in ads, as well as a couple of other “celebrity-laden” ones where I know the faces and couldn’t give two shits about any of their names.

So by the time we’re on November 2nd I’m already sick of the entire bloody thing.

Bah Humbug indeed.


Driving Change

Yesterday, while travelling to and from my on-site visit, the car started making Noises Of Imminent Doom.  Nothing super-evident immediately, but a vibration I could feel through the pedals, and power that was starting to “blip” – not quite to the level of stalling, but… it felt like that was on the way.

So I got home fine, and had spent the time figuring out What’s Next.

Bearing in mind that it’s on just over 220,000, I reckon the turbo is on its way out. I got this one in September 2018, and that was at a mileage of 115,000, so yeah, it’s about on-schedule.And while it was worth doing on a car with that mileage, I don’t think the same is true when we’re heading towards double that.

So today I spent time sorting stuff out – and as a result, I’ve got a new (to me) car arriving on Monday. Unexpectedly, it’s another Kia, but this time it’s an Optima, in Silver.  Not my favourite colour to drive (it disappears in rain/mist etc.) but again, meh, it’ll do.

It’s an automatic (which is what I’d intended to get) and fully ULEZ compliant – my current one isn’t – and that’s much more relevant with the recent expansion of the London ULEZ, as well the growing prevalence of them in other places I visit. Most importantly, despite being a 2016 plate, it’s got less than 30,000 on the clock – and while I paid more for it than I’d hoped/expected to, it still came in under budget at £10K.  Hopefully it’ll last a good while – although I suspect it’ll initially be a shock for a car used to four or five thousand miles a year to suddenly be doing my kind of miles and journeys.

As it is, it comes with a seven-day returns period if it’s horrible, a three month warranty from the garage (including RAC cover) which is about standard. I’ve also paid for it on a credit card, so Section 75 can cover things if it turns out to be a problem past that.

And once I’ve got it, the old car is going off to “We Buy Any Car” – I don’t expect much for it, but it’s better than paying out for scrappage or whatever!

So everything’s in place, and now I just need to hope it all works out. Time will tell, obviously.