At the moment, I get a *lot* of spam about property investment – probably an average of five to ten a day. I don’t know why it’s suddenly this subject, but it’s definitely noticeable.
Student flats in Hull, Hotel rooms in Leicester, Apartments in Liverpool and Manchester, and even some overseas stuff. I don’t pay attention to it, but it does make me think.
Basically, what kind of idiot (or lunatic) is going to decide to invest in a property, based on receiving a spam/junk email? It’s a huge amount of money, however you look at it.
I mean, obviously people do fall for this crap – the spammers/scammers wouldn’t bother sending it out if they didn’t – but I can’t deny, I figure that the people who do so pretty much deserve everything they get.
In the town where I live, one of the major roads in has a roundabout at the end of it. It’s busy, but that’s generally fine.
Anyway, the weird thing is that in the last week, two cars have come off that roundabout into the verges/ditches. Going in different directions (they’re on opposite sides of the roundabout) but both somehow off the road.
It’s weird because I’ve not seen any other accidents on that roundabout in the seven-plus years I’ve lived here.
The road’s safe – I’ve been over that roundabout at least twice a day every day, and I’ve been using it during the time of these accidents without any problems. It’s just it’s had two accidents in seven days, for some reason.
The world of Car Insurance is very, very strange. I truly don’t understand how it all works.
My car insurance is due for renewal in October, so I recently received the renewal gubbins from my current insurer. They’ve put my insurance up by £60 for the year. Bear in mind, I’ve not even spoken to them all year, let alone made a claim, and I’ve now got another year’s no claims discount as well. And yet it’s gone up.
So I shopped around, doing the usual comparison website thing (Meerkats rather than opera singers) and got one that’s actually £120 cheaper than what I was being offered by the current insurer – and with slightly better cover.
Brilliant, I’ll sign up and do that. Job done. And this is where it all gets weird(er)
My new insurer is actually one I used a couple of years ago. So when I log in to their ‘self-service portal’ to see my new policy, all I can see is the details of the old one. Fuck sake. (It looks like the policy is actually tied to a combination of my username and password – so I can change password, and now view the new details instead – but I didn’t know that at the time)
So first things first, I call my current insurer to tell them I won’t be renewing with them. It’s the usual automatic phone gubbins, and gives the name of the insurance provider – let’s call them ABC Insurers, for the sake of argument. I give the correct information, go through, tell them I won’t be renewing, explain why, and it’s as easy as that.
Then I call the new insurers. Who are also using ABC Insurers. So I go through the correct information for the new insurance, get things sorted, get the documents emailed to me, and it’s as easy as that.
But it’s weird – I’ve used two different companies (well, two different front-ends) and given them the same information (obviously) but one faction is offering me a significantly better deal than both the one I’m on, and the renewal quote from the one I’m on. But they’re both the same company underneath!
How the fuck does that make sense? Offering the same person two completely different prices (and slightly different packages/benefits) Why not allow my current insurer to offer the same price as my new one? It’s all just a bit bizarre.
At the moment, there’s an advert on TV for Just Eat, and it freaks me out a little bit.
There’s one part of it where they talk about people “ordering their usual”, and doing so at a specific time – implying that it’s the same thing every week. And that just weirds me out, that there are people out there who do the same thing every week, who eat the same meals with little to no variety.
At the same time though, it’s odd in other ways. I’m just as bad at being uninspired when it comes to meals and so on – but that’s when I’m just cooking for myself. If I’m paying for it (i.e. a takeaway, a restaurant meal or whatever) then I’m going to go for random stuff that I fancy eating.
So I think it’s the combination – that there are people who are paying for their meal and still only having the same thing at the same time – rather than *just* that it’s the same thing every time.
Anyway, it weirds me out – even though in some ways I’m also a massive hypocrite about it, as I’m semi-guilty of the same thing, but only in the privacy of my own home…
Following on from the other post about people (or at least politicians) not thinking things through, the other one is/was about the EU’s new plan for all new cars to be fitted with speed limiters from 2022.
Speed limiters are – in some circumstances – a really good idea. If the limiting was in place for areas with lower speed limits – the areas with speed limits of 20,30, 40, and perhaps even 50mph – then that would be good. I see so many people speeding in those areas. I still think it’d have its problems, but this would at least help. (I’ve said before that I have my reservations on this in the 50mph average speed limit areas currently in place on a lot of motorway work areas)
If, however, it’s something that is brought in universally, for all roads at all limits, then it’s idiotic – and again, shows a lack of understanding when it comes to people, business, cars, driving, and umpteen other things.
The first thing that occurred to me when I heard this was that a goodly portion of police (or council) funding is generated or paid for via speeding fines and the like. If speeding is hugely reduced by automation and limiters, where will that money and funding be coming from?
For another thing, if everything is limited to the national speed limit, it’ll reduce people’s desire/drive to pay more for larger/faster vehicles. If you can get a basic [car model] that’ll do everything and can go up to the speed limit where it’s limited, why would you pay two or three times the price for a performance version of the same [car model] that can’t do anything extra, that can’t go faster or perform better? (Personally I don’t see much point in these super-performance models anyway, but that’s not the point here)
Again, I like the idea of auto-limiting speeds/cars in slower and busier areas. But making it a universal solution seems to have missed a fair number of knock-on issues, with no clues or hints about how to actually fix them.
Recently, I came across a really odd thing.
For the last few months, I’ve been experiencing problems with my car at night, with the lights suddenly failing and me driving in absolute darkness.
One night this week I had a drive home where it felt like the same thing had happened again – cars pulling out right in front of me as if they hadn’t seen me, that kind of thing. It happened on enough occasions in a short time that I ended up checking whether my lights were working, thinking “Fuck sake, not again”
And that’s when I realised.
I haven’t been experiencing actual problems with the car. I’ve had dreams that I’ve been experiencing problems – because there’s no way on Earth that I would have not got a problem like that sorted immediately. If I’d had an electrical/lighting failure like that, I’d have taken it to the garage the following morning. But I haven’t – I’ve never even called the garage to make an appointment.
So while my conscious brain has been thinking that there’ve been problems with the car and that I really should get things checked/sorted, my subconscious has been sticking its oar in and stopping that from happening. Somewhere along the line it’s known that these problems have been dreams, and has prevented my conscious from actually calling the garage and getting those things sorted.
All the way through I’d have sworn blind that these problems were happening. And it’s only been when I consciously worried that the same problem had occurred again that I realised the previous occurrences hadn’t actually happened.
And that, with no shadow of a doubt, is really bloody weird.
When I moved here six-and-a-half years ago (and yes, that does still freak me out) I got a Cineworld Unlimited card, so I could see as many films as I wanted to. It’s a decent deal, less than £20 a month, so as long as you see more than one film per month, it’s paid for itself.
Because I’m a geek, I also started listing what I’d seen, with a separate sheet per year.
And it seems like I’m really quite consistent in how many films I see each year – not through any plan or schedule, it’s just the way it’s worked out.
The totals are
- 2012 – 26 films (although that’s in under six months, as I didn’t get the card ’til July/August)
- 2013 – 61 films
- 2014 – 64 films
- 2015 – 64 films
- 2016 – 54 films
- 2017 – 66 films
And so far this year I’m on… 62, with a couple of weeks to go.
Each year I think I’ll up my quality control a bit and see fewer films (when you’re not paying anything to see them, it’s remarkably easy to just say “Yeah, fuck it, I’ll give that a go”) And yet it all ends up being much of a muchness.
It’s odd, but I’m not going to complain. At least I know I’m getting value for money out of my Unlimited card. (It’s an outlay per year of £215 all told – so each film is costing me an average of £3.30, which is one fuck of a lot cheaper than the £10-ish for a single ticket!)