D4D

Welcome to the Anti-Twunt Front

Getting Prepared

Over the weekend, I was talking to a couple of people, one of whom had had a couple of serious illnesses/medical issues in a short period of time.

It made me think about my own situation, and I realised (OK, I kind-of knew, but hadn’t thought about it properly) how screwed I would be if I were to be hit by long-term illness, or anything serious that required me to not be working for a while.

So I’m adding a goal to the list for the coming 12 months – have a backup plan and finances.

Ideally, I’m going to aim at having the financial backup that would cover me for at least three months of not working. I was pretty much there earlier this year, but then events conspired, and it’s back to zero. But that’s the plan. I know how much I would need, and what I need to do.

Interestingly, once I’m past 2015 it should be easier. At the moment, and for the next year, a significant portion of salary goes to payments from the bankruptcy. They come to a close at the end of 2015, and my current plan is that I’ll continue to take that money from salary, but instead of going to the Receiver, it’ll go to an ISA or secondary bank-account. I know I can do without that money, so it shouldn’t be an issue to keep on not having it.

Anyway, that’s the goal. Three months of funds, just in case the shit hits the fan.

Cursory

So, the checkup at the GPs was OK, as far as it went.  Although in my opinion, it didn’t go anywhere near far enough.

Bear in mind, I haven’t been there for two years. I have a family history of numerous medical issues, including circulatory stuff (angina, heart attacks, high blood pressure etc.) as well as various body chemistry stuff – thyroid, diabetes and the like.

So you’d think the GP would’ve at least done the stethoscope thing, wouldn’t you? But no. Walk in, get my weight and blood pressure taken, and have to push to even get a blood test (although it is getting done)

All told, the most cursory ‘check-up’ I’ve ever had. And to top it off, it was delayed by half an hour, too. Not even an apology.

It’s fair to say, there’s a complaint in with the practice manager…

Checking Up

This afternoon, I’m off to visit the GP.  Not for anything major, just a checkup.

It’s been two years since I last darkened the door of my local GP. I try to visit GPs as infrequently as possible, they’re not my favourite place, and I’m not a fan of wasting the resources that there are.

However, I know my family history, and I want to make sure that any of those issues are caught early. So there we go, booked in for a check-up.

If nothing else, it’ll be useful to know blood-pressure etc., considering the weight loss this year, and see how all those things are going.

After that, we’ll see.

Signs of Life

Now that work-based sanity appears to have made a return, things are coming back to a more even keel – both life-wise and fiscally.

For me, the first major sign of this came this weekend, which went thusly…

On the Saturday, I went to meet up with friends in Nottingham. When I left home, it was a decent day, so I didn’t bother checking if I had a jacket/coat with me. (You can see where this is going already, can’t you?)

By the time I was halfway up the M1, it was absolutely slashing down, waterlogged roads the lot. “Bugger”, thought I, “but at least I’ve a jacket or coat in the boot”.

Once I got to Nottingham, it was still pissing down, but I parked up, and opened the boot. Jacket, there was none. Coat, there was none. Fuck it, thought I.

Due to being (as always) pathologically early, I still had the chance to go and buy a new jacket, so I did.

And that was the sign of being OK again. It wasn’t a worry, I knew I had the available money. I could afford this extra unexpected expense, and it didn’t mean I was concerned about what’d happen at the end of the month, what would be needed to counteract this item.

It’s still annoying, because if there’s something I really didn’t need, it’s another bloody jacket. I don’t even wear them most of the time. But needs must when the devil drives, or when the clouds open. It’s one of those things, a bit annoying, but better to have a day of not being soaking wet and enjoying things far less as a result.

But it was positive for showing the process of recovery after the shitty job…

A Long Five Years

While I was looking back through D4D™ and what happened when, I found the category for the “Five Year Plan”, which started in – um – 2006, to go from 35 to 40.  And now I’m 43 and still using it.

Oops.

So anyway, it’s going to stay as a tag/category, but the goalposts are changing a bit. (Well, they’ve already changed, as I’ve been using it for three years past the original target) It’s going to take me through another two years now, to 45.

I’ve a nagging feeling I’ve written about extending the timeline before, but I can’t find it right now.Hey ho.

Along the way of that plan though, lots has changed. When it started, life was heading in a particular direction, and since then everything has altered pretty radically. Indeed, I don’t think there’s a single part of the original plans or intentions that has stood the test of time, or remains in place.

There’s still a lot of things I want to do, and things I’m working towards. There’ve been some savage roadhumps along the way, at least one of which doesn’t actually complete until the end of 2015. However, I do feel it’s generally going in a positive direction, and we’ll see where things end up.

Looking Back

While looking back at historical D4D™ stuff for other birthday-related reasons, I realised that this month it’s eight years since I moved to Norfolk with Herself.

How time flies, eh?

Of course, in that time I’ve lived in

  • 2 places in Norfolk
  • 3 in Suffolk
  • 1 in Bedfordshire

Six places in eight years. Some things never change – but apparently my living situation isn’t one of them.

43

Today, I is forty-bloody-three. It doesn’t seem like a year ago I was forty-bloody-two, but there we go. Time flies when you’re having fun. (Or dashing around trying to avoid a shower of shit. Either way)

I’ve looked back to what I wrote this time last year, the usual ‘plans’ post and it’s not been too bad for once.

And in general it’s worked out for the most part. Goals in bold, explanations in normal text.

  • Weigh Less  – Successful. I’m now more than two stone lighter than I was a year ago. There’s still a considerable way to go, but it’s been significant progress throughout the year.
  • Write MoreAlso successful, albeit not to the degree I’d have liked.  I’ve got more ideas and more plans of what I want to write in the coming year, I’ve got two projects started and significant progress, and completed some shorter stuff, including submitting three pieces to competitions. None were successful, but it’s still progress.
  • IAMDidn’t do. Mainly because of the fluctuations of the year, the IAM thing just didn’t happen. It will do this coming year, though.
  • Own companySuccessful. Again it’s been knocked a bit by fluctuations and inconsistencies, as well as a couple of let-downs, but generally successful.
  • Business IdeasKinda successful. I know more about the direction, but need to do the work.
  • Rebuilding the finances50/50. It was successful – but then with those fluctuations, and the shower of shit, it’s back to square one at the moment. At the same time, it didn’t descend into “being in the shit”, although it was close. So, you know, little victories.

And for my 43rd year? Much the same, I think…

  • Weigh Less (continued work)
  • Write More
  • IAM Test
  • Own Business Ideas
  • Build the Finances

There may be others, there may not. But if I can have the successes of this year without the downsides and letdowns, it should be pretty positive. That’d be nice.

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