Weekend of Quiet – the nPower farce

As I said earlier, the only scheduled thing for the weekend was a visit from Lowri Beck,  the clowns who are nPower’s third-party partner in the area – who needed to check my electricity meter.

Supposedly they legally *have* to do this once a year – and they allege they haven’t been inside my property in four years (i.e. before I even moved in), so it’s hardly a legal requirement in the first place. Saying they haven’t had access is utter bollocks, by the way,  as someone from the company was in there to check the gas one a month ago, and I’ve had people from the same company in to do readings before (except they then lost them, due to being useless cunts)

Anyway, the guy turned up, and in his most helpful manner said “Oooh, that’s not good. How long’s it been doing that?”. To which, of course, I said “Doing what?”, as I’m not a fucking mind-reader, and couldn’t tell you one end of a meter problem from the other.  “That” he says, and points at the meter.  “Go on, give me a clue.”

Turns out, there’s a flashing light that says “I need replacing”. It wasn’t there two weeks ago when I took my own meter reading, but now the clowns are here, we get the full circus lights. *sigh*

So – I now need to get a replacement meter.

But in a fit of truly inspired crap customer service, Lowri Beck’s installers only work Monday to Friday, 9-5. So to get a new meter, I’m going to have to take time off work, costing me money for something that’s entirely not my fault. And nPower won’t offer any alternatives, compensation, or understanding. (Which is no surprise whatsoever)

I’ve got it booked in, but it looks like it may just be time for yet another fight with the asshats at nPower.  Oh goody.


A Very Good Deal

Over the weekend, my toaster finally died. (You can tell this one’s going to be interesting, can’t you?) It’s done fairly well, daily service for three years, if not more. Over Easter it had started playing up, but then on Saturday it gave up completely.

So – off to the retail superstore of gloom. (It’s closest, I couldn’t be arsed with faffing about too much, and I had some vouchers to use up)

I had a look, and decided on this one, mainly because it’s purple – I’m shallow like that – and because it was £10 off the marked price, so £40 instead of £50. Fair enough.

But when I got to the tills, it scanned at … hang on … £19?  OK, I’ll check it with the customer services, but that’ll do.

As it was, I also had a number of vouchers (all in “You would’ve saved £x at a different store, so here’s the difference” price-match vouchers) that came to £25. So I effectively ended up with Tesco paying me £6 for my new toaster…

I don’t know quite how it all worked out like that, but I’m not going to complain.

[Additional] : When I went to customer services to check, in case a) the price was wrong or b) their system was wrong, I waited ages to be seen and then the person involved said “Oh, for electrical enquiries you’ve got to go back upstairs and ask them“. To which my thought response was “Fuck that, if you can’t be arsed to check it, I can’t be arsed to report it any further“.

So – a nice new toaster for  the princely sum of minus six pounds.  I can live with that.


Issue Avoidance

With one of the current jobs, the agent/agency involved has been insanely needy all the way through – regularly calling, wanting to “catch up”, and generally been a complete pain in the arse.  He’s absolutely incapable of following simple instructions – for example, “My mobile doesn’t work when I’m at home, so don’t call, just email” – he’s not managed that once. Always calls three or four times, then leaves a message, and so my phone goes into meltdown when I do leave the house.

Anyway, after yet another splurge of these, he asked how the contract was going, to which I replied that it was OK, but not brilliant. He asked why, and I told him – it’s not what I’d been told, not what I was expecting, and just generally isn’t great. (It’s one of those things, and I can live with it – besides, there’s only two weeks to go on it, and I won’t be renewing/extending)

And you know what? Since then he’s been absolutely silent. No acknowledgement, no calls, nothing.

All of which just makes me think that actually, he’s a bit of a tosspot.  He’s pushed so hard for communications and catch-ups, but when he hears something that might mean doing something, he runs a mile.

It’s a safe bet that I probably won’t work through that agency again. It’s not a big issue – there’s loads of the buggers out there – but it’s just a bit annoying.

Ah well. Two weeks.  That’s all, just two weeks to go.


Sick Day

Following on from yesterday’s post, last night was vile. I won’t go into details – safe just to say it was bad.

Anyway, as a result of that, I took the decision that I’d take today as a sick day, as I wanted to visit the GP (among other things) and generally Not Do Much.   Which was a mistake.

The GP – as usual – was fucking useless.  Having waited 90 minutes to see the incompetent git, I was in the room for less than five minutes. I explained that I’d spent most of the night with an insanely sore throat – to the degree that I thought it might end up being tonsilitis – , and coughing up big green lumps. He checked my throat and decided that it wasn’t tonsilitis. Fair enough – I know fuck-all, so I bow to their supposed knowledge.  But at the same time, despite being told I’d coughed up a ton of crap, he still didn’t bother to check my chest at all – something you’d think would be pretty elementary.

And the final verdict? “Nothing I can do, take some paracetamol, and maybe Neurofen if you feel the need”. That was it. Useless shyster bastards.  (And yes, there’s another complaint in with the practice manager)

After that, I went back home, still feeling like shit – only also feeling annoyed. Never a good stage in the day.

Within half an hour, there was a crunch of noise outside, the sound of plastic and so on getting splattered down the road. It didn’t sound promising – and I had a nagging feeling…

Yep, a driver had managed to smash off the door mirror of my car – which was all parked up, in the same place it usually is.  Oh fuck.

In fairness, she’d stopped, and was seeing what had happened. I know any number of people wouldn’t have even slowed down, let alone made an effort. So you know, fair play on that score.  She was a very new driver, had misjudged the width of her car while another one was coming the other way, and smack.  It could’ve been so much worse – so, so much worse – and she was properly upset.

I spoke to my Saab garage, and got a price for the replacement mirror, and we exchanged details.  I showed them where I lived, and all was well.   A bit later, her dad came round – in a good way! – and we discussed it, that she was a new driver, and if we did this through insurance, it’d hit her very hard, for something that really wasn’t worth that much money.  I’m fine with that – I’m not going to penalise the poor girl for something, when she didn’t even have to stop – and I think it’ll all work out by people dealing with it as adults.

And so I’ve ended up, on my day at home and feeling crap, going over to the Saab garage, getting things sorted – and as it turned out, actually getting a replacement mirror far, far cheaper than I expected. Basically, they’d got a silver car that they were stripping for parts, and I got the mirror. The colour isn’t a precise match, but I don’t give a shit about that.

The full replacement should’ve cost £300, with labour etc. on top of that. The swapped part has cost me £100 including labour, and took less than an hour from start to finish.  I can’t deny, I’m pleased with that, and well chuffed with the garage – they’ve always been good with me, as has been shown by what they’ve done today.

 

It’s all worked out OK – but for a day doing nothing, it really hasn’t been all that successful…

 


Taxing The Tolerance

As regular readers probably vaguely recall, HMRC have never been an organisation I’m a great fan of.  I find it amazing that they can be quite as unhelpful, disorganised, obstructive and basically clown-like they really are.

Way back in the 2012-13 tax year – about the only year in my entire employment history where I worked fully PAYE for just one employer throughout the year – supposedly I underpaid my tax by just over £600. Yep, underpaid by £50 a month, all year – and somehow I am responsible for a fuckup that I have absolutely no influence or input on, so I have to repay that money. Even though the entire thing was between HMRC and my employer at the time, and I wouldn’t know one end of a tax calculation from the other.

It’s hardly going to ensure that either HMRC or the payroll department have to get things right, is it – if the only person penalised by those two sections fucking up is the person paying the tax, not the people who’ve actually screwed it up.

Anyway, the figures were disputed by me, and it’s been going on for two years now, with HMRC doing fuck-all. (Which seems to be what HMRC excels at)

I got a final demand for the money last month, with a deadline of this week. I’ve spoken to them in the meantime, but no, because of other figures and assumptions they’ve made, it was pay it all, or start having legal proceedings. Always fun.  And despite repeated requests, HMRC still haven’t given me any of the figures that have brought them to the conclusion that I’ve underpaid.  (Which also makes me think the entire thing is dodgy as shit, if they’re so unwilling to provide documentation)

Today I called them to make the payment, and spoke to someone vaguely competent. It still took an hour (and of course that’s at my expense, both in time, and cost of the call) but things are more promising now.  Bear with me, this might take some time…

The person in question looked into the entire thing.  Weirdly, despite having had the same employer all year, my record shows three – because the company in question went through restructures and fucking about. So they’ve screwed things up from that point. The screwup is still there, and still my fault – but at least I (sort of) understand where it’s come up. They’ve also promised to send me the calculations and explanations, although I’m not holding my breath on that score…

However.   Ah, the however.   It turns out that I also overpaid tax in tax year 2013-14 – something that HMRC have completely failed to tell me at all. It’s been a year, but nope, no information about overpaid tax, or anything. If only they were as good at telling you you’re due a refund as they are when you’ve under-paid.

Additionally, somewhere along the line – and bear in mind that HMRC now receive “RealTime Information” with every payroll run about my details, employer details, salary, and tax paid – HMRC have decided that my expected income for this tax year (2014-15) to be in the region of £150,000.  No-one can tell me where that figure has come from, or how it’s fallen into their system – because of course it’s updated every fucking week with the correct and up-to-date information – but there we go, a calculation that I’ll receive a salary nearly three times what’s expected.

All of which means that I now have only about £200 to repay (still not my fault, but sometimes the fight just isn’t worth it any more) because the overpayment from 2013/14 has balanced most of what was ‘underpaid’ in 2012/13.  So that should be all sorted now. I can pay that £200, and we’ll all be good.

Except – yep, another however/except…

Here we are, in February 2015.  Online payments have been around for a good decade. Payments by phone for a lot longer than that – probably what, 25 years now?

And HMRC don’t have any system for paying unpaid/outstanding PAYE payments online. Or by phone. Or by debit/credit card at all.  The ONLY ways that HMRC can take a payment for unpaid PAYE are – are you ready for this? – by cheque, postal orders, or banker’s draft.  (Or by taking it out of the tax payments for the forthcoming tax-year – which I didn’t want to do, for a number of reasons)  They can take payments online for other things, but not unpaid PAYE.  No-one can explain why – the best I got was “We’re looking into it, but the system isn’t ready yet”.  But with unpaid PAYE, we’re back int the 1970s.

My bank hasn’t issued cheque-books now for at least five years. The person I spoke to didn’t even realise you had to pay extra for postal orders or bankers drafts – so there’s no chance whatsoever that I can discount the costs from what I owe. Yup, yet again I’d be liable for the costs – and also if (as has happened to me before) HMRC ‘mislaid’ a payment.

So even though it’s the only option I didn’t want – and that’ll get complicated for other reasons – I’m going to end up paying that £200 over the tax year, rather than knowing I can start from scratch again.

In short, HMRC are useless cunts. But I suppose that won’t change any time soon.  Still, come the revolution…


Change is Gonna Come

As per comments on the previous post about my asshole energy suppliers, I will definitely be looking at changing them this year.

However, because of the ongoing billing fuckups, right now I have no decent figures for comparison purposes. I’m sure I’m not getting a good deal from the cockwhistles at nPower, but I don’t actually know for sure how bad the deal is. I haven’t had a clear and accurate bill in nearly three years – which makes figuring anything else out into quite a struggle.

As always, I don’t see the point in changing anything until I know I’m getting a better deal – so for now I’ll be keeping things with nPower.

However, that’s only for the next couple of months, during which time I’ll be keeping an eye on actual usage and what I’m paying. Once I’ve had the next bill, and know more about the usage and expectations, I’ll be able to make a far better estimation of what I’m spending versus what I could/should be spending.

And from that point, I’ll then have to decide whether I’m going to stick with [current location] for at least another year’s tenancy. If I am, and there’s a good offer around, I’ll swap. Until then, it’s going to be about making sure I’ve got the figures to back up the decision one way or t’other…


Energy Madness

Since moving to the new (current) place, I’ve had an ongoing (and too depressing for words) set of issues and disputes with nPower. These have included, but not limited to

  • Not having the correct name on the account for eighteen months, despite repeated requests to change it
  • Losing documentary proof (including my tenancy agreement) of my address. Originals were insisted upon, sent recorded delivery, signed for, and then lost.  Hard to place blame anywhere except nPower
  • Billing issues – my bills went up, down, sideways, and every way except correctly
  • Misrepresentation – sending a meter reader into my house under the guise of being someone to do ‘legal gas meter checks’.  (This was also while the bill/account was in the wrong name, so there was also some issues legally around that)
  • A meter reading done by a representative of nPower, who then managed to register that reading to a completely different address, and denied ever having done one for this house. (Despite his having done readings/visits recorded to every other house in my block at the same time)

So it’s fair to say that I regard nPower as incompetent useless dickwhistles at the best of times.

Today, though, has taken it to a whole new level.

Things have settled down somewhat, and on Tuesday I gave them a meter reading directly through the website.  At that point, my account was £1.62 in credit.  Happy day, all well and good.

Today I logged in for a quick check. £595.82 in credit.  Um, what? So I look, and it’s got four cancelled bills, adding up to the amount in credit.  Four bills I’ve received, and paid. Now cancelled. File under “Fuck, What The”

So I gave them a call. The first incompetent managed to put the phone down on me. So I called back, and finally got through to one of the (few) efficient and competent individuals who work at nPower. (I’m quite sure she won’t last long, having been actually pleasant and competent)

It turns out that – once in receipt of a valid meter reading – nPower cancel out all the estimated bills back to the previous correct reading. They then recalculate all those bills with the correct figures (although technically they must still be estimates of what was used, averaging out the figures over the number of bills) to bring everything back up to date.  So for however far back, the bills get cancelled – despite having been printed, posted and paid – and then recreated.  Then I’ll know what I need to pay to be up to date.

Except of course that they’ve also got to send out all those new bills. So next week I’m going to get five bills from nPower – the four reconstructed ones – as well as the one to bring me up to date.

Now, I realise that this is something that’s required by the energy regulator – but does it strike anyone else as a completely fucking barking way to run a business?