Getting Back To It
Posted: Tue 10 September, 2013 Filed under: D4D™, Domestic, Writing 2 Comments »As regular readers may have noticed, I’m making an effort with D4D™ to write a bit more again, and get back into the routine of writing here.
Things have trailed off here a fair bit in the last two or three years – and how the hell has it ended up being that long?!? – but I do want to keep on writing it, so we’ll see how it goes.
As things stand, I want to get back to writing more anyway. Having a routine with D4D™ is no bad thing for that – sure, it slightly affects the time I have available for the other writing projects, but it’s always better than avoiding doing any writing at all.
With luck I’ll get back into having at least one thing a day for the most part. Time will tell.
2013 Phase Three
Posted: Mon 9 September, 2013 Filed under: 2012/13, Domestic, Health, Weigh Less Leave a comment »This time last week I wrote about starting the final third of 2013, and what I wanted to be working on with that. Part of that project/phase is to be healthier, and ideally weigh less too.
Because of the change in working location, I’ve had to stop my membership of the gym in Luton, where I was working before. There’s no point in my having a gym that’s 30 minutes away in the wrong direction, and that thus I now wouldn’t be using at all.
I may sign up for a gym in Milton Keynes, as I’m there a lot more often, but I don’t know yet, and I don’t need to decide right now.
What I am doing right now is
- Cutting out bread for a while, to see what happens. I’ve never really done this before, so it’ll be interesting regardless.
- Related to one, changing some of the stuff I have while at work, lunches and the like.
- Getting out and walking/cycling more. I went out for a short cycle ride yesterday for the first time in *cough* years, 3 miles in 20 minutes, and I’m hoping that’ll improve pretty quickly.
All told, it can be summed up as “Eat less/better/differently, exercise more.” Whether things will change or not remains to be seen – after all, things only really started yesterday, so there’s some time to be taken yet.
The plan is just to get into a routine on this stuff for the moment, see how it all goes. I’ve got the plan in my head, but we’ll see how things work out when the real world gets its ass involved.
Scoring
Posted: Sat 7 September, 2013 Filed under: 2013/14, Bankruptcy, Domestic, Finances, Five Year Plan (now Ten), Getting Organised Leave a comment »As part of both the Five Year Plan and rebuilding post-bankruptcy, one thing that’s really useful to know is one’s credit score, as well as what records are being held, and what they say.
So I’ve signed up (briefly) to Credit Expert, the happy smiley public face of the credit-reporting/scoring agency Experian.
It’s been an interesting process so far. When I registered to look at the record, I got told I’d got an existing account. Surprising – I did use them about eight years ago while with Herself, but nothing since. So I’ve had to go through a bundle of hoops in order to resurrect the old account, on a defunct email address/domain, because ‘we can’t have two records/accounts for the same person’ (according to their customer services clowns) despite that second account having a new email, address, phone number, and details. (Indeed, it’s kind of spooky that they can make the connection at all, based on the sheer level of change that’s gone on)
Annoyingly, this ‘use your old account’ process means I can’t take advantage of their ’30-day free trial’ offer, but I can live with that, to be honest.
Still, it’s letting me check all the relevant information, and I’m quite surprised to see that things are more positive than I’d expected. I was fully braced for seeing a score down near zero, and rebuilding from there. Instead, because of the ongoing accounts I’ve held over the last year (and more) it’s sat in the “fair” bracket. Which is quite amusing, when you think about it.
There are some bits I want to check out, particularly a couple of accounts that still say there’s large amounts outstanding – despite them being part of the bankruptcy process. I’ll find out what needs doing with those, as (I think) they should be sat along with the other accounts that read “closed”, rather than “In Default”. But I’ll find all that out, and figure out what needs doing.
There’s a long way to go yet, and I have no intentions of ending up back in the same situation I was in last year. But I do want to rebuild, to know I can make use of these things should I ever have to, want to, or need to. It’s not a quick process, but these first steps have shown me that perhaps – perhaps – the process won’t be quite as slow and drawn-out as I was expecting initially.
Common Sense (Or Lack Thereof)
Posted: Fri 6 September, 2013 Filed under: 1BEM, BMW Drivers, Cynicism, Driving, Fog, People, Thoughts Leave a comment »Following on from yesterday’s horrid (yet spectacular) crash in Kent on the Sheppey Crossing, the BBC’s now carrying a story saying that various people are wanting warning signs, lighing etc. on the bridge to prevent such an accident again.
The thing is, I don’t see how that’s going to improve things. (other than in the context of Being Seen To Be Doing Something)
The accident(s) happened in thick fog. As such, I would suspect that the actual primary causes of the accident(s) were
- Fog
- Drivers going too fast
- Drivers not using their lights/foglights
- Drivers being dickheads
I get the idea of warning signs on the crossing – again, in that context of Being Seen to be Doing Something – but I can’t see how they’ll improve safety. After all…
- If they’re warning of thick fog, will people be able to see them in – um – the thick fog?
- If they’re giving warnings, won’t they also be distracting the attention of dickhead drivers who don’t seem able to multitask?
If the warning signs just read “Don’t be a fucking moron”, it might help. But even then, it would be helping far less than drivers simply not being fucking morons.